Alternative Payments



I don’t know about the rest of you but I would love to never carry a wallet again. Seriously, With NFC readers becoming more popular and secure, I have my debit and credit cards on my phone. I do a ton of online shopping, I pre-pay for movie tickets online (or on the Fandango app). Even when I go to the Apple store I can just use their app and scan my item, bill my iTunes account and walk out.

This need to not carry a wallet, or money really, has made me begin to look at other ways to pay for things not just with credit or debit. My wife does a lot of Ebay shopping, she has it linked to her PayPal which is linked to our bank account. PayPal is an amazing online service for those who are not thrilled with the idea of putting credit/debit card information online. However I am not here to discuss technology that has been around since 1998. What I am here to talk about is the fact that for the first time since 1998, Apple will now be accepting PayPal on their online stores in the US and the UK


So whats the big deal? As TechCrunch explains this will allow shoppers to receive up to 18 months interest free through PayPals credit system which is also being promoted by Apple. Apple has used PayPal as acceptable form of payment in its iTunes store. This move to include the online store goes to show that apple is not looking to eliminate the competition from mobile payments but rather offer its customers the most options possible.



In other alternative payment news. Microsoft recently announced it will be excepting BitCoin as payment for Xbox Games and Windows Apps. This comes a few months after the company added a BitCoin currency converter to its Bing search engine. According to The Verge “Bitcoin can be used to fund a Microsoft Account, allowing owners to purchase content from the Windows and Xbox games, music, and video stores. While Bitcoin can be added to a Microsoft Account balance, it cannot be used to purchase services like Office 365.”  This move makes Microsoft the first big tech company to fully support this form of currency – beating out Apple and Google. This move is being herald by Reddit commenters as “Pretty huge”

I want to start out this piece by saying I do not often park around downtown Syracuse before 6pm when parking becomes free so this is a recent discovery on my part, but may be old news for you. I recently discovered Whoosh, a mobile payment app that allows you to pay for your parking meter from your phone.  Using your hones GPS to locate you, this app allows you to pay for your meter. It will also send you a text reminder when your time is running out allowing you to extend the time with out leaving where ever it is you are and avoiding annoying parking fines. It will also keep record of your payments so you can use it to help budget monthly parking better. At this time I have yet to use this app, however if you have please leave a comment below and let me know how it worked.

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